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Free Internet Security Downloads:
Free Internet
Security Downloads to help you start and grow your small business!
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payment. This offer is for customers within the US only.
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Cross-Border
Scams
The Internet gives buyers access to a world of
goods and services, and gives sellers access to a world
of customers. Unfortunately, the Internet also gives con
artists the very same access. But being on guard online
can help you maximize the global benefits of electronic
commerce and minimize your chance of being defrauded.
OnGuard Online wants you to know how to spot some cross-border
scams — including foreign lotteries, money offers, and
check overpayment schemes — and report them to the appropriate
authorities. |
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Identity
Theft - What To Do If Your Personal Information Has Been
Compromised
The bottom line for online threats like phishing,
spyware, and hackers is identity theft. ID theft occurs
when someone uses your name, Social Security number, credit
card number or other personal information without your
permission to commit fraud or other crimes. That’s why
it’s important to protect your personal information. To
find out how to deter and detect identity theft, visit
ftc.gov/idtheft. |
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Internet
Auctions
Internet auction sites give buyers a “virtual”
flea market with new and used merchandise from around
the world; they give sellers a global storefront from
which to market their goods. But the online auction
business can be risky business. The complaints generally
deal with late shipments, no shipments, or shipments
of products that aren’t the same quality as advertised;
bogus online payment or escrow services; and fraudulent
dealers who lure bidders from legitimate auction sites
with seemingly better deals. Most complaints involve
sellers, but in some cases, the buyers are the subject.
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Investing
Wisely Online - How To Use The Internet To Invest Wisely
And Avoid Costly Mistakes
Securing Your Information. The Internet serves
as a powerful tool for investors. But hackers and identity
thieves can wreak havoc on your personal finances unless
you take steps to protect the security of your account
numbers, passwords, and PINs. And investment opportunities
that sound like no-brainers all too often turn out to
be frauds. Protect your personal information. It’s valuable.
If you get an email or pop-up message asking for personal
information, don’t reply or click on the link in the message.
Email is not a secure way to transmit personal information,
and you don’t want to risk downloading a virus or piece
of spyware that can log your key-strokes when you type
in an account number, password, or PIN. The safest course
of action is not to respond to requests for your personal
or financial information. If you believe there may be
a need for such information by a company with which you
have an account, contact that company directly in a way
you know to be genuine. |
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Laptop
Security
Keeping Laptops from Getting Lost or Stolen. A
laptop computer defines convenience and mobility. It enables
you to work from home, a hotel room, a conference hall,
or a coffee shop. Maybe you’ve taken steps to secure the
data on your laptop: You’ve installed a firewall. You
update your antivirus software. You protect your information
with a strong password. You encrypt your data, and you’re
too smart to fall for those emails that ask for your personal
information. But what about the laptop itself? A minor
distraction is all it takes for your laptop to vanish.
If it does, you may lose more than an expensive piece
of hardware. The fact is, if your data protections aren’t
up to par, that sensitive and valuable information in
your laptop may be a magnet for an identity thief. |
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Minimizing
The Effects Of Malware
To make certain that you do not become responsible
for any debts incurred by an identity thief, you must
prove to each of the companies where accounts were opened
in your name that you didn’t create the debt. The ID Theft
Affidavit was developed by a group of credit grantors,
consumer advocates, and attorneys at the Federal Trade
Commission (FTC) for this purpose. Computers may be infected
with malware if they: • slow down, malfunction, or display
repeated error messages • won’t shut down or restart •
serve up a lot of popup ads, or display them when you’re
not surfing the web • display web pages or programs you
didn’t intend to use, or send emails you didn’t write. |
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Online
Shopping
Shopping online offers lots of benefits that you
won’t find shopping in a store or by mail. The Internet
is always open—seven days a week, 24 hours a day—and bargains
can be numerous online. With a click of a mouse, you can
buy an airline ticket, book a hotel, send flowers to a
friend, or purchase your favorite fashions. But sizing
up your finds on the Internet is a little different from
checking out items at the mall. |
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P2P
File Sharing - Evaluate The Risks
Every day, millions of computer users share files
online. Whether it is music, games, or software, file-sharing
can give people access to a wealth of information. To
share files through a P2P network, you download special
software that connects your computer to other computers
running the same software. Millions of users could be
connected to each other through this software at one time.
The software often is free. Sounds promising, right? Maybe,
but make sure that you consider the trade-offs. OnGuard
Online cautions that file-sharing can have a number of
risks. For example, when you are connected to filesharing
programs, you may unknowingly allow others to copy private
files — even giving access to entire folders and subfolders
— you never intended to share. You may download material
that is protected by copyright laws and find yourself
mired in legal issues. You may download a virus or facilitate
a security breach. Or you may unwittingly download pornography
labeled as something else. |
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Phishing
- How Not To Get Hooked By A "Phishing" Scam
“We suspect an unauthorized transaction on your
account. To ensure that your account is not compromised,
please click the link below and confirm your identity.”
“During our regular verification of accounts, we couldn’t
verify your information. Please click here to update and
verify your information.” Have you received email with
a similar message? It’s a scam called “phishing” — and
it involves Internet fraudsters who send spam or popup
messages to lure personal information (credit card numbers,
bank account information, Social Security number, passwords,
or other sensitive information) from unsuspecting victims.
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Seven
Practices For Safer Computing
Access to information and entertainment, credit
and financial services, products from every corner of
the world — even to your work — is greater than earlier
generations could ever have imagined. Thanks to the Internet,
you can order books, clothes, or appliances online; reserve
a hotel room across the ocean; download music and games;
check your bank balance 24 hours a day; or access your
workplace from thousands of miles away. The flip-side,
however, is that the Internet — and the anonymity it affords —
also can give online scammers, hackers, and identity thieves
access to your computer, personal information, finances,
and more. But with awareness as your safety net, you can
minimize the chance of an Internet mishap. Being on guard
online helps you protect your information, your computer,
even yourself. To be safer and more secure online, adopt
these seven practices. |
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Social
Networking Sites: A Parent's Guide
When consumers open an account, register to receive
information or purchase a product from your business,
it’s very likely that they entrust their personal information
to you as part of the process. If their information is
compromised, the consequences can be far – reaching: consumers
can be at risk of identity theft, or they can become less
willing – or even unwilling – to continue to do business
with you. Some social networking sites attract pre-teens
— even kids as young as 5 or 6. These younger-focused
sites don’t allow the same kinds of communication that
teens and adults have, but there are still things that
parents can do to help young kids socialize safely online.
In fact, when it comes to young kids, the law provides
some protections — and gives parents some control over
the type of information that children can disclose online. For
sites directed to children under age 13, and for general
audience sites that know they’re dealing with kids younger
than 13, there’s the Children’s Online Privacy Protection
Act (COPPA). It requires these sites to get parental consent
before they collect, maintain, or use kids’ information. COPPA
also allows parents to review their child’s online profiles
and blog pages. |
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Spam
Scams - Filter Tips: 10 Scams To Screen From Your Email
While some consumers find unsolicited commercial
email — also known as “spam” — informative, others find
it annoying and time consuming. Still others find it expensive:
They’re among the people who have lost money to spam that
contained bogus offers and fraudulent promotions. Many
Internet Service Providers and computer operating systems
offer filtering software to limit the spam in their users’
email inboxes. In addition, some old-fashioned ‘filter
tips’ can help you save time and money by avoiding frauds
pitched in email. OnGuard Online wants computer users
to screen spam for scams, send unwanted spam on to the
appropriate enforcement authorities, and then hit delete.
Here’s how to spot 10 common spam scams: |
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Spyware
Just when you thought you were Web savvy, one
more privacy, security, and functionality issue crops
up — spyware. Installed on your computer without your
consent, spyware software monitors or controls your computer
use. It may be used to send you popup ads, redirect your
computer to websites, monitor your Internet surfing, or
record your keystrokes, which, in turn, could lead to
identity theft. Many experienced Web users have learned
how to recognize spyware, avoid it, and delete it. According
to OnGuard Online, all computer users should take preventive
steps to avoid spyware, get wise to the signs that it
has been installed on their machines, and then take the
appropriate steps to delete it. |
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Securing
Your Wireless Network
Increasingly, computer users interested in convenience
and mobility are accessing the Internet wirelessly. Today,
business travelers use wireless laptops to stay in touch
with the home office; vacationers beam snapshots to friends
while still on holiday; and shoppers place orders from
the comfort of their couches. A wireless network can connect
computers in different parts of your home or business
without a tangle of cords and enable you to work on a
laptop anywhere within the network’s range. Going wireless
generally requires a broadband Internet connection into
your home, called an “access point,” like a cable or DSL
line that runs into a modem. To set up the wireless network,
you connect the access point to a wireless router that
broadcasts a signal through the air, sometimes as far
as several hundred feet. Any computer within range that’s
equipped with a wireless client card can pull the signal
from the air and gain access to the Internet. |
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US
Department of State: Nigerian Advance Fee Fraud
While checking the office mail you come across
a poorly handwritten envelope addressed to you (or your
company) postmarked from Lagos, Nigeria. Inside, on officiallooking
stationery, is an unsolicited “confidential business proposal,”
from someone purporting to be a Nigerian civil servant.
You have just received an Advance Fee Fraud (AFF) letter,
also known as “419” after the section of the Nigerian
penal law that deals with this type of fraud. AFF letters
and faxes are confidence schemes and appear as various
proposals from “officials” of Nigerian Government ministries,
existing companies, or Nigerian Government contracts.
The letters and faxes contain official-looking stationery
with appropriate government seals, stamps, and signatures.
The aforementioned AFF letter is an example of a transfer
of funds from an over-invoiced contract. |
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VoIP:
It’s A Phone, It’s a Computer, It’s ...
Voice over Internet Protocol—VoIP—is a new way
to make and receive telephone calls using a broadband
Internet connection rather than a regular phone line.
VoIP converts your phone call—act ually, the voice signal
from your phone—into a digital signal that travels through
the Internet to the person you are calling. If you are
calling a plain old telephone number, the signal is converted
back at the other end. If you’re comfortable with new
technology, you may be interested in learning more about
VoIP. OnGuard Online suggests that it’s smart to do some
research on VoIP before signing up for it. |
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FREE Starting Oct. 13!
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will become FREE
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